66% premium increase for age 50+ under Senate GOP health care bill

The Senate Republican health care bill, announced today, contains the language letting insurers raise premiums by 66% on people age 50 to 64. (At age 65 you can go on Medicare.)

I have action steps you can take at the bottom of this story.

This is the same language contained in the House Republican health care bill, which is bad news, as it means the provision is more likely to become law.

Specifically, the Republicans are watering down a provision of the Affordable Care Act (also known as Obamacare) that premiums for people 50 and up can only be three times premiums for young people.

Under the House and Senate Republican plans, that number is being raised to five times. Which is a huge difference.

Mitch McConnell

GOP Senate leader Mitch McConnell had his staff write the bill in secret.

Let’s say, for example, that a young person is paying $250 per month for insurance. The same insurer can therefore charge someone age 50+ $750 per month, or three times the lowest premium. Under the new GOP plans, insurers can can charge older Americans five times what they charge younger Americans, or in the example I provide, someone age 50-64 who now pays $750 per month in premiums could see their premiums rise to $1,250 per month, a 66% increase.

Here’s the specific language in the Senate bill. Note where it mentions the “5 to 1” ratio:

That’s of course not the only problem with the bill. Far from it. But it’s a provision that hits home with everyone in America over the age of 50. It’s a “senior tax.” And it’s pretty disgusting.

So much for Donald Trump and the Republicans promising us they would lower premiums and increase benefits. This bill does the opposite.

Republicans didn’t craft this bill to make Obamacare better. They didn’t do this in order to lower your premiums and increase your benefits. Republicans designed this legislation as a middle-finger to Barack Obama, a genuflect to the insurance lobby, and payback to their rich donors who have a huge tax cut buried in the legislation.

This isn’t about helping people anyone but their donors.


1. Call the congressional switchboard and ask to speak to your Senator’s office: 202-224-3121. Then tell them to vote no on any legislation to repeal or water down the Affordable Care Act (Obamacare).

2. Send an email letter to your Senators and House member.

3. Add your name, and commit to help unset every member of Congress who votes to take away our health care.

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CyberDisobedience on Substack | @aravosis | Facebook | Instagram | LinkedIn. John Aravosis is the Executive Editor of AMERICAblog, which he founded in 2004. He has a joint law degree (JD) and masters in Foreign Service from Georgetown; and has worked in the US Senate, World Bank, Children's Defense Fund, the United Nations Development Programme, and as a stringer for the Economist. He is a frequent TV pundit, having appeared on the O'Reilly Factor, Hardball, World News Tonight, Nightline, AM Joy & Reliable Sources, among others. John lives in Washington, DC. .

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25 Responses to “66% premium increase for age 50+ under Senate GOP health care bill”

  1. Marc Batko says:

    Big Pharma and private insurance companies posted a 400% increase in profits over the last 30 years. Their well-heeled lobbyists know how to get favors and advantages from congresspersons!

  2. Eric Levin says:

    Because Republicans refused to come to the table as stated by Mitch McConnell numerous times.

  3. marknc says:

    Sayonara person who doesn’t care what’s true.

  4. Bill_Perdue says:

    Sayonara, Democrat.

  5. marknc says:

    You need to look up your BS before you spit it out. You get an F- for reality.

  6. Bill_Perdue says:

    My statement is 100% true, including the part by the NY Times which quotes AARP and others. I sometimes quote the Times even though it’s a right wing newspaper, as evidenced by their endorsement of Obama and the Clintons and pigs like LBJ.

    I’m a socialist – I don’t watch Fox or it’s homophobic brothers and sisters at MSNBC. But you do and you seem to like the fact that Obama gutted Medicare. Why is that?

  7. marknc says:

    Your statement is about 2% true and 98% Fox News slant. Hard to be mad at something that didn’t happen.

    BTW, you left out Benghazi and Hillary’s emails.

  8. Bill_Perdue says:

    Obama gutted Medicare and you’re pleased. Why?

  9. paijon says:

    Just awful to do this to people.

  10. marknc says:

    Most of them are rich and it doesn’t make any difference to them whatever.

  11. marknc says:

    Yep – and that represents nearly half of all voters who are thrilled that the orange, grifting, wife cheater is the President.

  12. marknc says:

    You are assuming they will still grant you the $750 – don’t bet on it.

  13. marknc says:

    “Will they be removing them like they did the wheelchair bound protesters just yesterday?”

    YES – unless you are rich or willing to bankrupt yourselves to keep them where they can get care. MERIKA, bo!

  14. marknc says:

    What planet are you on? Our President is the orange grifter – Trump.

  15. marknc says:

    And Vernon – you just highlighted one of the biggest problems this country has. It is people like YOU, Vernon.

    REPUBLICANS have controlled Congress for the last 6 years. You have watched as the Republicans lie, cheat, and lie even more. And Republicans have done absolutely nothing but try to tear apart, demonize, and defund the ACA at every opportunity. They have sworn to destroy the ACA and are actively working to do just that.

    And you think it is the Democrats fault? You are blind and stupid.

  16. Judy James says:

    REMEMBER — They probably Would have… BUT, Guess Who has had the Majority ?? (CLUE: The party that crafted this Piece of Garbage — We can only HOPE it will FAIL!

  17. Vernon Cole says:

    Why in 7 years haven’t the Democrats crafted a bill that will fix Obamacare and make it work? The cost of insurance has gotten out of control under the ACA and nobody has done anything about it.

  18. Bill_Perdue says:

    When Democrats and Republicans compete to gut medicare, medicaid and other programs only the rich win. ” WASHINGTON — In his new budget, President Obama proposed on Monday to squeeze $399 billion over the next 10 years out of Medicare, Medicaid and other programs run by the Department of Health and Human Services.

    Under the proposals, many Medicare beneficiaries would have to pay more for their care and coverage. The president would, for example, introduce a co-payment for new Medicare beneficiaries who receive home health care services, and he would collect $4 billion over 10 years by imposing a surcharge on premiums for new beneficiaries who buy generous private insurance to supplement Medicare.

    In addition, Mr. Obama’s budget would reduce scheduled Medicare payments to teaching hospitals, hundreds of small rural hospitals, nursing homes and health maintenance organizations that care for older Americans and people with disabilities.” http://www.nytimes.com/2015/02/03/us/politics/under-obama-budget-many-medicare-recipients-would-pay-more.html?emc=edit_th_20150203&nl=todaysheadlines&nlid=25790019

    There is only on solution – socialized medicine.

  19. Houndentenor says:

    What I find most shocking is the medicaid cuts. Medicaid accounts for 60% of nursing home funding. Who’s going to make that up and what happens to all the people with nothing who need to be in those facilities because they need that level of care? Will they be removing them like they did the wheelchair bound protesters just yesterday?

  20. neil louise says:

    I’m 58. Joined the AHC when it started. Today my monthly premium is $900 a month. Government takes $750 out of my payroll taxes and applies it to the premium leaving me to pay $150 a month. With the 66% my premium will be $1245 The $750 from my taxes will stay the same. My out of pocket will be $495. Add in my co-pay for prescriptions (7 of them) my monthly out of pocket will be over $595.

  21. Badgerite says:

    trump is a POS. Simple. He lies about everything. Why would anyone have cared what he ‘promised.’ I remember reading articles on his business history in Atlantic City. What was clear is that he had no regard for anyone else. He was all about himself. And any assurances ever given about anything are as worthless as he is. Oh, and ……told ya so.

  22. angryspittle says:

    Has there ever been a more vile, evil person in the US Senate since John C. Calhoun than Mitch McConnell?

    P.S., in a position of such power over the process?

  23. Naja pallida says:

    Any time Republicans accuse someone else of something, it’s because that is what they are doing – or intending to do. It would be sad, if it weren’t so disgusting.

  24. Demosthenes says:

    Does the Trump GOP Senate bill put Congress back on sweet sweet government healthcare? If so, why aren’t all GOPers being asked about it?

  25. Outspoken1 says:

    Republicans have created Death Panels!!

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